*If you need further help finding a resource, please call the PCOA Helpline at 520-790-7262*
PCOA assumes no responsibility by providing this information. This list is a community service and not an endorsement of any organization listed. We update information annually, however information could change over the course of a year. Please verify directly with the resource.
Listings for Financial / Foreclosure Prevention
Financial
Finances impact every part of our lives. As we age, finances can be strained by a fixed income, familial obligations, changes in the economy, and more. Resources, both public and private, in the community can help you to navigate your personal financial situations.
Foreclosure Prevention
Foreclosure is an unfortunately common situation that can ruin people's credit and financial stability for years to come. If you've fallen on hard times and foreclosure seems inevitable there still might be a chance to prevent foreclosure. Some of these options include loss mitigation like short sales or deed in lieu, while other community resources have information on how to restructure your loan or how to get back on your feet.
See the glossary for descriptions of all categories
Chicanos por la Causa (CPLC)
Housing Counseling
1525 N. Oracle Rd.
Tucson, AZ 85705
(520) 882-0018
Fax: (520) 884-9007Email: carmen.lopez@cplc.org
description
Chicanos por la Causa (CPLC) provides Down Payment Assistance, Foreclosure Prevention, Utility Assistance, Emergency Rent Assistance
service area
Tucson
business hours
M - F 8:00 AM - 5:00 PM
Family Housing Resources, Inc.
3505 N. Campbell Avd., Ste 501
Tucson, AZ 85719
(520) 318-0993 ext: 109
Fax: (520) 323-3788Email: kpierce@fhrinc.net
description
Affordable multifamily apartment complexes, including a senior facility.
HUD Certified Housing Counseling Services, including Down-Payment assistance for low-income first-time homebuyers.
Financial Education
PLEASE NOTE: Silverwood Casitas (2220 N. Silverbell Rd, Tucson, AZ) has a closed waiting list and they are no longer accepting applications to their waiting list.
business hours
M - F 8:00 AM - 4:00 PM
Hospice Education and Legal Partnership, Inc. (H.E.L.P.)
description
H.E.L.P. provides free and reduced-fee legal care to those with a terminal illness. We understand legal issues can directly impact health and quality of life for everyone involved with a terminal illness. We provide legal care to those who usually may not have access to legal care.
We assist with public benefits such as if you are having difficulties with Social Security Disability, Medicare, or issues with A.L.T.C.S.
Legal Planning, we can help establish health care directives, guardianships, wills, or powers of attorney.
Housing, if you are facing an eviction or foreclosure due to terminal illness or your caretakers.
If you are having trouble with your health insurance carrier, insurance coverage, or long or short-term disability.
Employment, if you are being denied or limited on your rights to FMLA? Are you facing ADA/MHRA discrimination? Our attorneys can provide the legal support you need.
Financial, has your illness brought you or supported person creditor issues, or are you now facing bankruptcy? We can provide legal support for your financial crisis.
For more information, please call or visit our website.
costs
Free and reduced-fee
Money Management International
description
Money Management International provides credit counseling, debt management plans, foreclosure counseling, homebuyer counseling, credit report reviews, reverse mortgage counseling, bankruptcy counseling, and representative payee services to consumers struggling with debt, budgeting, housing, and student loan concerns. Services are available by phone, online, and face-to-face.
Counseling is available by telephone 24/7, so no matter where you live or what time of day it may be, when you’re ready to speak with a counselor, we’re here to help. Call 866-550-8004 (toll-free).
Online counseling is also provided. Please fill out this form: moneymanagement.org/online-counseling
business hours
Tues–Thurs 9:00AM –3:00PM by Appointment for in-person counseling only
Pima County Community Land Trust (PCCLT)
description
The Pima County Community Land Trust (PCCLT) is a nonprofit, community-based organization committed to developing permanently affordable housing, promoting community revitalization, and providing programs and services that help low-income families achieve, preserve, and sustain housing.
*Housing Counseling:
PCCLT empowers families long-term through programs that provide pre-purchase, homeowner, mortgage, and rental default counseling; Homebuyer financial education; referrals, resources, and relationship building.
*Sale/Resale of Homes:
PCCLT builds, sells, and helps homeowners resell their homes under the Community Land Trust model to households who earn between 50-80% AMI. PCCLT retains title to the land under the affordable house and enters into a 99-year ground lease, allowing the program to recycle the Public subsidies for the benefit of future homeowners.
*Affordable Rentals:
PCCLT has 31 affordable rental units
*Monetary Assistance:
PCCLT has access to funds to help homebuyers with Down Payment Assistance AND Homeowners with Mortgage Default Financial Assistance.
service area
Southern Arizona,Tucson
business hours
M - Th 8:00 AM - 5:00 PM, F - Su Closed
costs
No Charge
Optional $70 for online/self paced homebuyer education class.
Pima County Housing Center
description
The Pima County Housing Center provides one-on-one meetings and formal classes on homebuyer education and financial literacy. Services provided may include homebuyer education and counseling, money management, budgeting, debt counseling, foreclosure prevention, housing discrimination, and other issues related to housing. Please visit our website for detailed information.
The Primavera Foundation., Inc.
Homeownership Program and Financial Capability
151 W. 40th St.
Tucson , AZ 85713
(520) 882-5383 ext: 135
http://primavera.orgdescription
The Primavera Foundation., Inc. is a HUD-approved housing counseling agency that offers mortgage counseling, including pre-purchase.
service area
Tucson
business hours
M - F 8:00 AM - 5:00 PM