*If you need further help finding a resource, please call the PCOA Helpline at 520-790-7262*
PCOA assumes no responsibility by providing this information. This list is a community service and not an endorsement of any organization listed. We update information annually, however information could change over the course of a year. Please verify directly with the resource.
Listings for Financial / Mortgage Counseling
Financial
Finances impact every part of our lives. As we age, finances can be strained by a fixed income, familial obligations, changes in the economy, and more. Resources, both public and private, in the community can help you to navigate your personal financial situations.
Mortgage Counseling
Often when taking a new mortgage or acquiring a reverse mortgage, you will have to go through mortgage counseling. Sometimes this is required by the Federal Housing Administration (FHA) or your lender. Counseling sessions typically take between 60-90 minutes. When you call to make an appointment with a mortgage counselor, you will be asked to provide certain information such as your age and your gross monthly income, in addition to other questions related to your financial situation.
See the glossary for descriptions of all categories
Family Housing Resources, Inc.
3505 N. Campbell Avd., Ste 501
Tucson, AZ 85719
(520) 318-0993 ext: 109
Fax: (520) 323-3788Email: kpierce@fhrinc.net
description
Affordable multifamily apartment complexes, including a senior facility.
HUD Certified Housing Counseling Services, including Down-Payment assistance for low-income first-time homebuyers.
Financial Education
PLEASE NOTE: Silverwood Casitas (2220 N. Silverbell Rd, Tucson, AZ) has a closed waiting list and they are no longer accepting applications to their waiting list.
business hours
M - F 8:00 AM - 4:00 PM
Money Management International
description
Money Management International provides credit counseling, debt management plans, foreclosure counseling, homebuyer counseling, credit report reviews, reverse mortgage counseling, bankruptcy counseling, and representative payee services to consumers struggling with debt, budgeting, housing, and student loan concerns. Services are available by phone, online, and face-to-face.
Counseling is available by telephone 24/7, so no matter where you live or what time of day it may be, when you’re ready to speak with a counselor, we’re here to help. Call 866-550-8004 (toll-free).
Online counseling is also provided. Please fill out this form: moneymanagement.org/online-counseling
business hours
Tues–Thurs 9:00AM –3:00PM by Appointment for in-person counseling only
Pima County Community Land Trust (PCCLT)
description
The Pima County Community Land Trust (PCCLT) is a nonprofit, community-based organization committed to developing permanently affordable housing, promoting community revitalization, and providing programs and services that help low-income families achieve, preserve, and sustain housing.
*Housing Counseling:
PCCLT empowers families long-term through programs that provide pre-purchase, homeowner, mortgage, and rental default counseling; Homebuyer financial education; referrals, resources, and relationship building.
*Sale/Resale of Homes:
PCCLT builds, sells, and helps homeowners resell their homes under the Community Land Trust model to households who earn between 50-80% AMI. PCCLT retains title to the land under the affordable house and enters into a 99-year ground lease, allowing the program to recycle the Public subsidies for the benefit of future homeowners.
*Affordable Rentals:
PCCLT has 31 affordable rental units
*Monetary Assistance:
PCCLT has access to funds to help homebuyers with Down Payment Assistance AND Homeowners with Mortgage Default Financial Assistance.
service area
Southern Arizona,Tucson
business hours
M - Th 8:00 AM - 5:00 PM, F - Su Closed
costs
No Charge
Optional $70 for online/self paced homebuyer education class.
The Loan Coach, Inc.
251 W. 4th St Building B
Benson, AZ 85602
(520) 815-3900
Fax: (520) 815-3910Email: info@theloancoach.org
description
We are a 501(c)(3), offering financial and credit education for mortgages and rentals. We also assist in creating a personalized family budget that encourages financial wellness.
service area
Southern Arizona
business hours
M - F 8:00 AM to 5:00 PM
costs
$495 covers assistance with family budgeting and planning to assist them in obtaining either a rental or mortgage. We will also offer credit education, starting with what the credit bureaus view as risky. We teach them to get out of the "risky" box and onto the right path. We hold their hand through the process from beginning to end.
The Primavera Foundation., Inc.
Homeownership Program and Financial Capability
151 W. 40th St.
Tucson , AZ 85713
(520) 882-5383 ext: 135
http://primavera.orgdescription
The Primavera Foundation., Inc. is a HUD-approved housing counseling agency that offers mortgage counseling, including pre-purchase.
service area
Tucson
business hours
M - F 8:00 AM - 5:00 PM