Listings for Financial / Foreclosure Prevention
Finances impact every part of our lives. As we age, finances can be strained by a fixed income, familial obligations, changes in the economy, and more. Resources, both public and private, in the community can help you to navigate your personal financial situations.
Foreclosure is an unfortunately common situation that can ruin people's credit and financial stability for years to come. If you've fallen on hard times and foreclosure seems inevitable there still might be a chance to prevent foreclosure. Some of these options include loss mitigation like short sales or deed in lieu, while other community resources have information on how to restructure your loan or how to get back on your feet.
See the glossary for descriptions of all categories
Administration of Resources and Choices (ARC)
Home Owner Assistance Fund, Home Buyer Program and Reverse Mortgage
1625 N. Alvernon, Ste 101
Tucson, AZ 85712
(520) 623-9383Fax: (520) 623-9577
The Homeowner Assistance Fund (HAF):
Helps eligible individuals and families who have experienced financial difficulties from COVID-19 (since January 2020) pay mortgage delinquencies and balances due, past due utilities, unpaid homeowners’ insurance, and taxes.
Home Buyer Programs:
Affordable lending now makes it possible for more individuals and families to consider homeownership than ever. ARC’s certified Housing Counseling professionals use a Home Buyer Readiness Survey to create individual plans that can help you achieve successful homeownership.
You can expect to receive the following benefits upon completion of ARC’s “Home Buying and Pre-Purchase Services” program:
Education and Counseling
Eligibility Review for Down Payment Assistance
Home Purchase Budget Preparation
Credit Score Review and Credit Counseling
Home Buyer Education Class Certification
Evaluation of Various Lending Programs
Mortgage Readiness Review
How much home is right for you?
Know your borrowing potential
Review lender opportunities
Reverse Mortgage Counseling:
Let ARC’s professional counselors help you determine if a Reverse Mortgage is right for you. The initial consultation is free. You must be 62 years or older to apply.
A Reverse Mortgage Can…
Create a tax-free income stream for life
Provide security to age in place
Eliminate loan payments during your lifetime
Call us for an appointment: (520) 301-5126
Monday - Thursday 9am-5pm; Friday 9am-4pm
Frees for credit reports and reverse mortgage program, Please call for details.
Catholic Community Services - Pio Decimo Center
140 W. Speedway Blvd., Ste 230
Tucson, AZ 85705
(520) 622-2801Fax: (520) 388-9172
Catholic Community Services - Pio Decimo Center provides volunteer income tax assistance to low-income older adults. Pio Decimo is a HUD-approved housing counseling agency that offers mortgage counseling, including pre-purchase and default resolution. We also offer Services for older refugees through the SORP program, which supports obtaining citizenship for refugees 65 and older.
M - F 8:00 AM - 5:00 PM
Chicanos por la Causa (CPLC)
1525 N. Oracle Rd.
Tucson, AZ 85705
(520) 882-0018Fax: (520) 884-9007
Chicanos por la Causa (CPLC) provides Down Payment Assistance, Foreclosure Prevention, Utility Assistance, Emergency Rent Assistance
M - F 8:00 AM - 5:00 PM
Family Housing Resources, Inc.
3505 N. Campbell Avd., Ste 501
Tucson, AZ 85719
(520) 318-0993 ext: 109Fax: (520) 323-3788
Affordable multifamily apartment complexes, including a senior facility.
HUD Certified Housing Counseling Services, including Down-Payment assistance for low-income first-time homebuyers.
M - F 8:00 AM - 4:00 PM
Hospice Education and Legal Partnership, Inc. (H.E.L.P.)
Hospice Legal Line
PO Box 13485
Tucson, AZ 85732
(520) 333-5774Email: HospiceLegalLine@gmail.com
H.E.L.P. provides free and reduced-fee legal care to those with a terminal illness. We understand legal issues can directly impact health and quality of life for everyone involved with a terminal illness. We provide legal care to those who usually may not have access to legal care.
We assist with public benefits such as if you are having difficulties with Social Security Disability, Medicare, or issues with A.L.T.C.S.
Legal Planning, we can help establish health care directives, guardianships, wills, or powers of attorney.
Housing, if you are facing an eviction or foreclosure due to terminal illness or your caretakers.
If you are having trouble with your health insurance carrier, insurance coverage, or long or short-term disability.
Employment, if you are being denied or limited on your rights to FMLA? Are you facing ADA/MHRA discrimination? Our attorneys can provide the legal support you need.
Financial, has your illness brought you or supported person creditor issues, or are you now facing bankruptcy? We can provide legal support for your financial crisis.
For more information, please call or visit our website.
Free and reduced-fee
Money Management International
2401 W. Peoria Ave., Ste 120
Phoenix, AZ 85029
Money Management International provides credit counseling, debt management plans, foreclosure counseling, homebuyer counseling, credit report reviews, reverse mortgage counseling, bankruptcy counseling, and representative payee services to consumers struggling with debt, budgeting, housing, and student loan concerns. Services are available by phone, online, and face-to-face. Counseling is available by telephone 24/7, so no matter where you live or what time of day it may be, when you’re ready to speak with a counselor, we’re here to help - 866-550-8004.
Tues–Thurs 9:00AM –3:00PM by Appointment
Pima County Community Land Trust (PCCLT)
17 N. Linda Ave.
Tucson, AZ 85745-2960
(520) 603-0587 ext: 121Email: Maggie@pcclt.org
The Pima County Community Land Trust (PCCLT) is a nonprofit, community-based organization committed to developing permanently affordable housing, promoting community revitalization, and providing programs and services that help low-income families achieve, preserve, and sustain housing.
PCCLT empowers families long-term through programs that provide pre-purchase, homeowner, mortgage, and rental default counseling; Homebuyer financial education; referrals, resources, and relationship building.
*Sale/Resale of Homes:
PCCLT builds, sells, and helps homeowners resell their homes under the Community Land Trust model to households who earn between 50-80% AMI. PCCLT retains title to the land under the affordable house and enters into a 99-year ground lease, allowing the program to recycle the Public subsidies for the benefit of future homeowners.
PCCLT has 21 affordable rental units
PCCLT has access to funds to help homebuyers with Down Payment Assistance AND Homeowners with Mortgage Default Financial Assistance.
Pima County,Southern Arizona,Tucson
M - Th 8:00 AM - 5:00 PM, F - Su Closed
Credit Reports are $50
Pima County Housing Center
801 W. Congress St.
Tucson, AZ 85745
(520) 724-2460Email: HousingCenter@pima.gov
The Pima County Housing Center provides one-on-one meetings and formal classes on homebuyer education and financial literacy. Services provided may include homebuyer education and counseling, money management, budgeting, debt counseling, foreclosure prevention, housing discrimination, and other issues related to housing.
M-F 8:30 AM -5:00 AM
The Primavera Foundation., Inc.
Homeownership Program and Financial Capability
151 W. 40th St.
Tucson , AZ 85713
(520) 882-5383 ext: 135Email: email@example.com
The Primavera Foundation., Inc. is a HUD-approved housing counseling agency that offers mortgage counseling, including pre-purchase.
M - F 9:00 AM - 5:00 PM