Listings for Financial / Bankruptcy Information and Self-Help


Finances impact every part of our lives. As we age, finances can be strained by a fixed income, familial obligations, changes in the economy, and more. Resources, both public and private, in the community can help you to navigate your personal financial situations.

Bankruptcy Information and Self-Help

Bankruptcy, under federal law, provides relief from creditors. If you're having issues paying your debts or are threatened with garnishment, foreclosure, or repossession, you may want to consider filing for bankruptcy. Bankruptcy can be an expensive and complicated process. Speaking to an expert prior to making your decision to file is advised.

See the glossary for descriptions of all categories

Administration of Resources and Choices (ARC)

Home Owner Assistance Fund, Home Buyer Program and Reverse Mortgage

1625 N. Alvernon, Ste 101
Tucson, AZ 85712

(520) 623-9383

Fax: (520) 623-9577


  • Low Income

The Homeowner Assistance Fund (HAF):
Helps eligible individuals and families who have experienced financial difficulties from COVID-19 (since January 2020) pay mortgage delinquencies and balances due, past due utilities, unpaid homeowners’ insurance, and taxes.

Home Buyer Programs:
Affordable lending now makes it possible for more individuals and families to consider homeownership than ever. ARC’s certified Housing Counseling professionals use a Home Buyer Readiness Survey to create individual plans that can help you achieve successful homeownership.

You can expect to receive the following benefits upon completion of ARC’s “Home Buying and Pre-Purchase Services” program:

Education and Counseling
Eligibility Review for Down Payment Assistance
Home Purchase Budget Preparation
Credit Score Review and Credit Counseling
Home Buyer Education Class Certification
Evaluation of Various Lending Programs
Mortgage Readiness Review
How much home is right for you?
Know your borrowing potential
Review lender opportunities

Reverse Mortgage Counseling:
Let ARC’s professional counselors help you determine if a Reverse Mortgage is right for you. The initial consultation is free. You must be 62 years or older to apply.

A Reverse Mortgage Can…
Create a tax-free income stream for life
Provide security to age in place
Eliminate loan payments during your lifetime
Call us for an appointment: (520) 301-5126

business hours
Monday - Thursday 9am-5pm; Friday 9am-4pm

Frees for credit reports and reverse mortgage program, Please call for details.

Arizona Bankruptcy Court & Volunteer Attorneys

38 S. Scott Ave., Ste. 100
Tucson, AZ 85701

(520) 202-7500 | (800) 556-9230

  • Spanish Services

Volunteer attorneys will consult with individuals for 20–30 minutes without charge concerning their bankruptcy situation. The volunteer attorneys are available by appointment only. Court staff cannot provide legal advice.

service area

business hours
M - F 8:30 AM - 4:00 PM

Money Management International

2401 W. Peoria Ave., Ste 120
Phoenix, AZ 85029

(602) 246-4520

Money Management International provides credit counseling, debt management plans, foreclosure counseling, homebuyer counseling, credit report reviews, reverse mortgage counseling, bankruptcy counseling, and representative payee services to consumers struggling with debt, budgeting, housing, and student loan concerns. Services are available by phone, online, and face-to-face. Counseling is available by telephone 24/7, so no matter where you live or what time of day it may be, when you’re ready to speak with a counselor, we’re here to help - 866-550-8004.

business hours
Tues–Thurs 9:00AM –3:00PM by Appointment

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